Application 

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If a person suffers a mental injury of the type described in Section 27 under the circumstances described in Section 21 in relation to an act defined in Schedule 3 then that person has cover under the legislation. 

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ACC and the Claimant have certain obligations under the legislation and the obligations that apply to all claimants seeking cover and entitlements are covered in Section 55. 

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Schedule 3 

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Schedule 3 lists the acts that must have occurred in one form or another to be eligible for a cover consideration. With the exception of indecent communication all events are dependent on some kind of physical interaction. For example a person who was flashed or peeped on would not be eligible for ACC cover. 

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Section 21 

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